Current Saving Account Rates
Rates Effective 11/01/2023
Savings | Dividend Rate | APY* |
---|---|---|
Regular Share Savings Account. $50 to $4,999.99 | 0.04 | 0.04 |
Regular Share Savings Account. $5,000 to $9,999.99 | 0.06 | 0.06 |
Regular Share Savings Account. $10,000.00 and higher | 0.10 | 0.10 |
Christmas Savings Account | 0.10 | 0.10 |
Vacation Savings Account | 0.10 | 0.10 |
*APY = Annual Percentage Yield
Learn More About Membership
Contact Us
Presidents Federal Credit Union, located in Cleves, Ohio, is dedicated to offering its members a variety of financial products and services with a focus on competitive rates, convenience, and exceptional customer service. If you are considering opening a savings account or exploring ways to grow your funds, Presidents Credit Union is a reliable choice for savings account rates that meet your financial goals.
Current Savings Account Rates
Presidents Federal Credit Union is committed to providing competitive savings rates to help its members maximize their savings potential. Whether you’re saving for a rainy day, a vacation, or a long-term goal, their savings accounts are designed with your needs in mind. While the exact savings rates can vary, they typically reflect the credit union’s dedication to offering rates that are favorable compared to traditional banks.
For the most current savings account rates, it is recommended to visit the official website at https://presidentsfcu.org/ or contact their office directly. Their team is readily available to provide up-to-date information and assist you in choosing the best savings options for your financial situation.
Savings Account Features
Presidents Credit Union offers a variety of savings account options tailored to your needs. Here are some of the features and benefits you can expect:
- No Minimum Balance Requirements:
Many savings accounts at Presidents Federal Credit Union come with no minimum balance requirements, making them accessible to members of all financial backgrounds. - Competitive Interest Rates:
The savings accounts are designed to help you earn more on your deposits. Their competitive rates ensure that your money grows steadily over time. - Certificates of Deposit (CDs):
If you’re looking for a higher return, Presidents Credit Union also offers Certificates of Deposit (CDs) with competitive rates and flexible terms. CDs are an excellent way to earn more interest while keeping your funds secure. - Holiday and Vacation Savings Accounts:
Presidents Credit Union understands that financial planning for special occasions can be challenging. Their holiday and vacation savings accounts allow you to save specifically for those purposes, ensuring you’re prepared when the time comes. - Online and Mobile Banking:
Manage your savings account conveniently through their online banking portal or mobile app. With 24/7 access, you can track your savings progress anytime, anywhere. - Surcharge-Free ATM Access:
As part of the Alliance One Network, Presidents Credit Union offers surcharge-free access to hundreds of ATMs in the Cincinnati and surrounding areas, making it easier for you to access your funds when needed.
Why Choose Presidents Credit Union for Your Savings Accounts?
Presidents Federal Credit Union stands out for its member-focused approach and commitment to transparency. Here’s why members trust them for their savings needs:
- Local and Convenient: Located in Cleves, Ohio, Presidents Credit Union serves the local community, including Miami and Whitewater Township in Hamilton County. Their central location is easily accessible from Greater Cincinnati, Northwest Kentucky, and Southeast Indiana.
- Straightforward Process: The credit union prides itself on a straightforward and easy-to-understand process for opening accounts and managing finances. Unlike some banks, they avoid hidden fees and complex terms.
- Experienced and Trusted: With over 60 years of experience, Presidents Credit Union has built a reputation for reliability and excellent service. Their knowledgeable staff is always ready to assist with your financial needs.
- Member Benefits: Members enjoy exclusive benefits, such as no-cost services, competitive rates, and personalized financial solutions. You’re not just a customer—you’re part of a community.
How to Open a Savings Account
Opening a savings account at Presidents Credit Union is simple and hassle-free. Follow these steps to get started:
- Visit the Website or Branch:
Begin by visiting https://presidentsfcu.org/ or stopping by their branch at 4135 State Route 128, Cleves, OH 45002. - Check Eligibility:
Membership is open to individuals who live, work, worship, volunteer, or attend school in Miami and Whitewater Township in Hamilton County, Ohio. - Provide Documentation:
Prepare your identification and any necessary documentation to verify your eligibility and identity. - Choose Your Account:
Select the savings account option that best suits your needs. Their friendly staff can help guide you through the options if you’re unsure. - Fund Your Account:
Deposit the initial amount to start earning interest on your savings.
Contact Information
For more information about current savings account rates or to speak with a representative, you can contact Presidents Credit Union through the following methods:
- Local Phone: (513) 941-6675
- Toll-Free Phone: 1 (800) 416-8703
- Email: wecare@presidentsfcu.org
- Address: 4135 State Route 128, Cleves, OH 45002
Conclusion
Presidents Federal Credit Union is a trusted financial institution that puts its members first. With competitive savings account rates, a variety of account options, and exceptional service, they make saving simple and rewarding. Whether you’re just starting to save or looking for ways to grow your existing funds, Presidents Credit Union provides the tools and support you need to achieve your financial goals. Visit https://presidentsfcu.org/ today to learn more and take the first step toward a brighter financial future!