Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a Presidents Federal Credit Union certificate always earns you more than a regular savings account, because you deposited a specified amount for an established period of time.

Investing in certificates is a safe, simple way to earn a competitive rate on your money. Certificate maturities vary from 6 months to 2 years.

All certificates require a minimum deposit of $1000.00 and there is a substantial penalty for early withdrawal. Dividends are compounded and paid quarterly on the anniversary date of the certificate.