Products

 

As a member of Presidents Federal Credit Union, you have access to affordable financial products including savings, low cost loans, affordable checking and convenient access to your funds with ATM, Debit and VISA cards. Also, you can access your account(s) 24 hours a day, 7 days a week via our Speedyline Audio Response System and our Online Banking.

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The first step to membership requires a minimum deposit of $5.00. To receive dividends you must maintain a balance of $50.00 for the dividend period. Once you have established a Savings Account, all members of your family and your household can also become a member.

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No matter where you live, work or travel, it’s easy to manage your Presidents Federal Credit Union Checking account with convenient FREE Online BankingOnline Bill PayDirect DepositATMs  and more!

Our checking account is one of the best examples of credit union value.
• No minimum balance requirement.
• No monthly service fees
• Unlimited check writing
• Overdraft protection from your savings account.

You can see that our Checking Account gives you flexibility without the worry of minimum balance restrictions and you’ll receive an easy to read monthly statement listing all transactions.

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Members interested in an investment account can take advantage of a variety of competitive-yield certificates. Generally, a Presidents Federal Credit Union certificate always earns you more than a regular savings account, because you deposited a specified amount for an established period of time.

Investing in certificates is a safe, simple way to earn a competitive rate on your money. Certificate maturities vary from 6 months to 2 years. All certificates require a minimum deposit of $1000.00 and there is a substantial penalty for early withdrawal. Dividends are compounded and paid quarterly on the anniversary date of the certificate. Visit Savings Rates for more information about Certificates.

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At least twice during the year we all have a need for some extra cash – holiday and vacation time! If you’re like most people, it isn’t always easy to set aside enough money ahead of time to cover these expenses, and we usually end up putting these cost on a high interest rate credit card.

At Presidents Federal Credit Union we have a solution to this dilemma, our Holiday and Vacation accounts. For convenient deposits, you can arrange for weekly, biweekly or monthly deposits from payroll deduction or direct deposit.

Holiday and Vacation accounts both earn dividends. These dividends are calculated by using the average daily balance and paid to the account monthly.

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No matter what your age, now is the time to start planning for your financial future. An Individual Retirement Account can help you build for your retirement today through a tax-deferred savings plan. Please contact the credit union office for the latest regulations concerning this type of account.

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