A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members.

It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union.

The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations.

The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Cincinnati Credit Union – Presidents Federal Credit Union (FCU) is federally insured and backed by the full faith and credit of the United States government for all accounts up to $250,000.00. We have over 60 years expereince and offer the best values with friendly customer service. 

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