What is a credit union?

It is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members.

Member-owned and controlled by a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union.

The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations.

The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution that exists to benefit them, not to make a profit.

Cincinnati Credit Union – Presidents Federal Credit Union (FCU) is federally insured and backed by the full faith and credit of the United States government for all accounts up to $250,000.00. We have over 60 years of experience and offer the best values with friendly customer service. 


Central location located a few minutes from exit 5 off I-74 and I-275.

Our office can easily be accessed from Greater Cincinnati, Northwest Kentucky, and Southeast Indiana.


Located in the neighborhoods of Whitewater Township and Miami Township.

We are your friendly neighboring credit union.


Our process is straightforward and easy to understand.

We don’t hide anything from you or play the game some lenders do.


Top-notch service is our main goal!

Our friendly staff can help you out with anything credit related.