CD Rates

 

Printable Rate Sheet

Presidents FCU Certificate Rates are Rising and for a Limited Time,
we’re now offering our members our new “Raise Your Rate” CD.

Take out one of our new Raise Your Rate CD’s and one time during the term of your CD,
if our rates go up, you can request to “Raise your Rate” to the new rate!

Current “Raise Your Rate” CD’s:

CertificatesDividend RateAPY*Term
Share Certificate (CD)0.349%0.350%7 months
Share Certificate (CD)0.449%0.450%13 months
Share Certificate (CD)1.184%1.19%19 months
Share Certificate (CD)0.995%1.00%25 months
Share Certificate (CD)1.243%1.25%37 months

Effective date November 23rd 2017 Rates are subject to change without notice.

*1.19% for 19 months is a limited time offer and may change at any time. Early withdrawal of any certificate prior to the maturity date will result in a substantial penalty. With all Raise Your Rate (RYR) CD’s, the minimum balance is $1000.00 and you may at any time during the term of your CD, request that we raise your rate to the current Presidents FCU published rate for the equivalent term of the same CD. You will then earn that higher rate for the remainder of the term. You may only exercise this feature one time during the term of the CD. Presidents FCU may reserve the right of all CD deposit amounts to $50,000 per household. Other restrictions may apply. Call or stop by Presidents FCU for complete details.

*APY = Annual Percentage Rate. Minimum Deposit of $1000. Dividends paid to the CD monthly. These rates are for New Money Only. New Money is defined as funds not currently on deposit with Presidents FCU.