Rates

 

Printable Rate Sheet

Effective date: September 23rd 2017 Rates are subject to change without notice.

LoansRates as low as: Terms Up to
New Vehicle Loans (2015-2017)3.99% APR*84 months**
Used Vehicle (2014 and older)4.9% APR*48 months
Shared Secured Loan (2.99% APR* Min Rate)2.99%varies
Personal Loan / ODLOC6.9% APR*48 months
Visa Credit Card8.90% APR* Fixed

*APR=Annual Percentage Rate. Actual rate based on age of collateral, term of loan, credit history, loan-to-value and rate discounts depending on services you have with Presidents FCU.

** Terms based on Collateral, Credit Score and LTV.

Effective date: September 23rd 2017 Rates are subject to change without notice.

SavingsDividend RateAPY*
Regular Share Savings Account. $50 to $4,999.99 0.050.05
Regular Share Savings Account. $5,000.00 to $9,999.99 0.0750.075
Regular Share Savings Account. $10,000.00 and higher. 0.100.10
Christmas Savings Account0.050.05
Vacation Savings Account0.050.05
IRA Share Savings Account0.050.05

APY = ANNUAL PERCENTAGE YIELD

Effective date: September 23rd 2017 Rates are subject to change without notice.

CertificatesDividend RateAPY*Term
Share Certificate (CD)0.349%0.350%7 months
Share Certificate (CD)0.449%0.450%13 months
Share Certificate (CD)1.184%1.19%19 months
Share Certificate (CD)0.995%1.00%25 months
Share Certificate (CD)1.243%1.25%37 months

APY = ANNUAL PERCENTAGE YIELD

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